Aadhar Housing Finance Ltd

544176

Summary

Fair Value Assessment
Undervalued (8% Discount)
Fair ValueQ439.73UncertaintyHigh
Close Price403.05Mar 26, 2025
418.30
Price Up by 15.25 | 3.78 %
Previous Close
403.05
Day Range
402.05 – 421.50
Year Range
293.35 – 516.65
Bid / Ask
419.00 × 419.95
Market Cap
180.4 Bil
Volume / Average
65.0 k / 24.4 k
Beta
Shares Outstanding
431.38 Mil
Primary Exchange
Bombay Stock Exchange

Business Description
Aadhar Housing Finance Ltd is a housing finance company. It provides home loan services to the low-to-middle-income group segment in the low-income housing finance sector. The Company offers a range of mortgage-related loan products, including loans for residential property purchase and construction; home improvement and extension loans; loans for commercial property construction and acquisition, and loans against residential properties. Geographically, it generates all of its revenue within India.
Contact
Junction of Western Express Highway and M. V. Road Unit No. 802, 8th Floor, Natraj by Rustomjee, Mumbai, MH 400069
T +91 2241689900
www.aadharhousing.com opens in a new tab
Sector
Financial Services
Industry
Mortgage Finance
Most Recent Earnings
Dec 31, 2024
Fiscal Year End
Mar 31, 2025
Employees
3,931

Key Metrics

Income Statement (in Bil, except ratios)
03/31/2024
03/2024
03/2023
03/2022
03/2021
03/2020
Revenue
18.81 16.12 15.03
Revenue Growth %
16.70% 7.26%
Gross Profit
15.93 13.94 13.39
Gross Profit Margin %
84.70% 86.46% 89.07%
Operating Income
14.07 12.61 12.31
Operating Margin %
74.78% 78.22% 81.92%
EBIT
14.79 13.06 12.27
EBIT Margin %
78.65% 80.99% 81.62%
EBITDA
14.96 13.19 12.38
EBITDA Margin %
79.52% 81.82% 82.37%
Net Income
5.45 4.45 3.40
Net Profit Margin %
28.96% 27.60% 22.63%
Basic EPS
16.14 12.77 10.43 7.97
Diluted EPS
16.14 12.77 10.43 7.97
Normalized EPS
36.73
Total Dividends per Share
Balance Sheet (in Bil, except ratios)
09/30/2024
03/2023
03/2022
03/2021
03/2020
Total Assets
210.82 166.18 143.76 136.30
Total Liabilities
152.10 129.20 112.29 109.38
Total Debt
146.09 121.50 106.67 103.34
Total Equity
58.72 36.98 31.47 26.93
Cash And Cash Equivalents
9.95 4.05 5.74 3.84
Working Capital
202.57 6.15 14.10 16.74
Shares Outstanding (Bil)
0.43 0.43
Book Value Per Share
Total Debt To Equity
2.49 3.29 3.39 3.84
Cash Flow Statement (in Bil, except ratios)
03/31/2024
03/2024
03/2023
03/2022
03/2021
03/2020
Cash From Operating Activities
-11.56 -9.07 -12.02
Cash From Investing Activities
-4.77 8.23 -4.80
Cash From Financing Activities
14.63 2.75 7.01
Capital Expenditures
0.10 0.12 0.05
Free Cash Flow
-13.41 -8.03 -13.61
Change in Cash
-1.69 1.91 -9.81

Profile

There is no Key Executive Team data available.
Transaction History

Shares in Thousands
0 5 10 15 20 25 30 35 40
>
No Data Available
There is no available information for this investment.
Sep
2023
    • Buy
    • Acquisition
    • Option Exercise
    • Disposition
    • Sell
Transaction Detail
No Data Available
There is no available information for this investment.

Ownership

Name
% Total
Shares Held
% Total
Assets
Trend
Prev. 8 Qtrs
Change Amount
Change %
Date
Quant Flexi Cap Gr 0.72 1.91 3,105,000
Feb 28, 2025
Ashoka WhiteOak India Opps A USD Acc 0.67 0.64 2,904,103
Jan 31, 2025
Quant Active Gr 0.65 1.21 2,794,750
Feb 28, 2025
Quant Small Cap Gr 0.63 0.45 2,721,790
Feb 28, 2025
Invesco India Contra Gr Not Rated 0.57 0.58 2,436,353
444,268
22.30%
Feb 28, 2025
Total (for Top 5) 3.24 13,961,996
444,268

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