Aditya Birla Sun Life - Individual Builder Fund | Insurance Fund Overview

NAV / 1-Day Return

90.86 / -0.00%

Total Assets

2.3 Bil

Inception Date

Mar 22, 2001

Expense Ratio

—

Fee Level

—

Load

None

Growth of 10,000

Index

23,540

Investment

22,624

Returns

	2015	2016	2017	2018	2019	2020	2021	2022	2023	2024	YTD
Investment	7.00	11.94	10.04	4.50	10.77	11.34	7.00	2.69	9.55	9.07	1.49
Category	5.16	10.74	9.53	3.78	7.82	12.03	8.62	2.47	10.23	7.99	N/A
Index	7.42	11.94	8.85	5.28	10.76	14.19	7.07	3.11	9.83	9.88	N/A
Quartile Rank	Quartile Rank is first	Quartile Rank is first	Quartile Rank is second	Quartile Rank is second	Quartile Rank is first	Quartile Rank is fourth	Quartile Rank is third	Quartile Rank is second	Quartile Rank is second	Quartile Rank is second	—
Percentile Rank	6	24	43	36	4	78	71	36	44	44	—
# of Invest. in Cat.	77	77	78	77	53	68	69	66	61	65	—
Category Name	IN013 India Insurance Conservative Allocation	IN013 India Insurance Conservative Allocation	IN013 India Insurance Conservative Allocation	IN013 India Insurance Conservative Allocation	IN013 India Insurance Conservative Allocation	IN013 India Insurance Conservative Allocation	IN013 India Insurance Conservative Allocation	IN013 India Insurance Conservative Allocation	IN013 India Insurance Conservative Allocation	IN013 India Insurance Conservative Allocation	IN013 India Insurance Conservative Allocation

Asset Class	Net	Short	Long	Cat.	Index
Equity	19.88	0.00	19.88	22.81	0.00
Fixed Income	72.51	0.00	72.51	71.61	98.62
Preferred	0.00	0.00	0.00	0.00	0.00
Convertible	0.00	0.00	0.00	0.00	0.00
Cash	7.61	0.01	7.62	5.51	1.38
Other	0.00	0.00	0.00	0.39	0.00

Stock Style

People

Inception Date

Mar 22, 2001

Number of Managers

Longest Tenure

3.3 Years

Average Tenure

3.1 Years

Advisor(s)

Birla Sun Life Insurance Co. Ltd.

Management Team

Richa Sharma

Dec 01, 2021 –Present

Sujit Lodha

Apr 29, 2022 –Present

Manager Timeline

Male
Female
Non-Binary
Not Disclosed
Not Available

Morningstar Risk & Return

Risk vs. Category

Return vs. Category

Holdings

Portfolio Holdings	# Long	# Short
Equity Holding	75	0
Bond Holding	20	0
Other Holding	2	1
Total Holding	97	1

Equity Holdings

Bond Holdings

Other Holdings

Total Holdings

—

As of —

Women Directors %

Women Executives %

Holdings	% Portfolio Weight	First Bought	Market Value as of Jan 31, 2025	Cur Currency	Share Change %	1-Year Return	Forward P/E	Economic Moat	ESG Risk Rating Assessment	Sector
HDFC Bank Ltd	1.91	Sep 30, 2019	43,811,580	INR Indian Rupee	0.02 % Decrease	28.11	—	—	—	Financial Services
ICICI Bank Ltd	1.47	Sep 30, 2020	33,718,860	INR Indian Rupee	0.07 % Increase	24.19	18.73	—	—	Financial Services
Reliance Industries Ltd	1.47	Sep 30, 2019	33,718,860	INR Indian Rupee	7.61 % Increase	-11.34	—	—	—	Energy
Infosys Ltd	1.03	Sep 30, 2019	23,626,140	INR Indian Rupee	0.17 % Decrease	10.44	21.98	Narrow	—	Technology
Tata Consultancy Services Ltd	0.82	Sep 30, 2019	18,809,160	INR Indian Rupee	0.62 % Increase	-3.04	22.78	Wide	—	Technology
Bharti Airtel Ltd	0.81	Dec 31, 2024	18,579,780	INR Indian Rupee	0.09 % Decrease	43.97	—	—	—	Communication Services
Larsen & Toubro Ltd	0.66	Sep 30, 2020	15,139,080	INR Indian Rupee	0.56 % Decrease	-5.38	—	—	—	Industrials
Axis Bank Ltd	0.52	Sep 30, 2019	11,927,760	INR Indian Rupee	9.91 % Increase	5.37	—	—	—	Financial Services
ITC Ltd	0.52	Jul 31, 2011	11,927,760	INR Indian Rupee	0.17 % Increase	7.63	—	—	—	Consumer Defensive
Kotak Mahindra Bank Ltd	0.49	Sep 30, 2019	11,239,620	INR Indian Rupee	0.12 % Decrease	22.42	—	—	—	Financial Services

Holdings	% Portfolio Weight	Market Value as of Jan 31, 2025	Cur Currency	Share Change %	Maturity Date	Coupon Rate	Sector
7.36% Goi 2052 (Md 12/09/2052	14.98	343,611,240	—	—	—	7.36	Government
7.54% Goi 2036 (Md 23/05/2036	10.13	232,361,940	—	—	—	7.54	Government
7.10% Nabard Goi Fully Serviced Ncd (Md 08/02/2030	6.51	149,326,380	—	—	—	7.10	Corporate
7.26% Goi 2032 (Md 22/08/2032	4.94	113,313,720	—	—	—	7.26	Government
6.54% Goi 2032 (Md 17/01/2032	4.74	108,726,120	—	—	—	6.54	Government
7.88% Goi 2030 (Md 19/03/2030	4.58	105,056,040	—	—	—	7.88	Government
6.79% Goi 2034 (Md 07/10/2034	4.39	100,697,820	—	—	—	6.79	Government
9.25% Power Grid Corporation Ltd Ncd (Md 09/03/2027	3.60	82,576,800	—	—	—	9.25	Corporate
9.60% Equitas Small Finance Bank Limited (Md 05/12/2030	2.32	53,216,160	—	—	—	9.60	Corporate
7.46% Goi 2073 (Md 06/11/2073	2.31	52,986,780	—	—	—	7.46	Government

Holdings	% Portfolio Weight	Market Value	Cur Currency	Prospectus Net Expense Ratio	1-Year Return	Morningstar Rating	Medalist Rating	Total Assets	Morningstar Category
Trep-03 Feb 2025	5.61	128,682,180	—	—	—	—	—	—	—
Cash & Cash Equivalent	2.01	46,105,380	—	—	—	—	—	—	—
Cash	-0.01	-229,380	—	—	—	—	—	—	—

Holdings as of Jan 31, 2025 | The top 97 largest holdings are available for display across Equity, Bond and Other.

About Us

Connect With Us

© Copyright 2025 Morningstar, Inc. All rights reserved. Please read our Terms of Use above. This site is protected by reCAPTCHA and the Google Privacy Policy and Terms of Service apply.
As of December 1st, 2023, the ESG-related information, methodologies, tools, ratings, data and opinions contained or reflected herein are not directed to or intended for use or distribution to India-based clients or users and their distribution to Indian resident individuals or entities is not permitted, and Morningstar/Sustainalytics accepts no responsibility or liability whatsoever for the actions of third parties in this respect.
Company: Morningstar India Private Limited; Regd. Office: 9th floor, Platinum Technopark, Plot No. 17/18, Sector 30A, Vashi, Navi Mumbai – 400705, Maharashtra, India; CIN: U72300MH2004PTC245103; Telephone No.: +91-22-61217100; Fax No.: +91-22-61217200; Contact: Morningstar India Help Desk (e-mail: helpdesk.in@morningstar.com) in case of queries or grievances.